By converting the newest SEPA Schema files with cbl2xml.exe i become 27 warnings:

"c:\\Program Files\\Micro Focus\\Visual Cobol\\bin\\cbl2xml.exe" -c -p -noprompt -nocountin -unique pain_001_003_03.xsd

Warning : This Version of CBL2XML does not Support the <pattern> element facet for element MsgId

and this for 26 others elements.

What means this Errors? How to resolve?

Are there newer Version of cbl2xml.exe?
Can i use the Output?

Who have cobol example for creating sepa-files for SEPA Direct Debit or SEPA Credit Transfer

Thanks for your help!